Privacy Policy for Motonovo Car Finance
Introduction
Welcome to Motonovo Car Finance! We are dedicated to protecting your privacy and ensuring that your personal data is handled with utmost care. This Privacy Policy outlines our practices regarding the collection, handling, and protection of information from our users, in compliance with various global privacy laws and regulations, including but not limited to:
- Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
- Quebec Law 25
- General Data Protection Regulation (GDPR) of the European Union (EU)
- Brazil’s Lei Geral de Proteção de Dados (LGPD)
- California Consumer Privacy Act (CCPA/CPRA)
- Colorado Privacy Act (CPA)
- Utah Consumer Privacy Act (UCPA)
- Connecticut Security of Personal Information Act (CTDPA)
- Virginia Consumer Data Protection Act (VCDPA)
- South Africa’s Protection of Personal Information Act (POPIA)
Scope
This policy applies to all aspects of our online presence, including our website at https://motonovo-car-finance.dreamdwellings.net, mobile applications, services, and products offered under the Motonovo Car Finance brand. Please note that this policy does not cover third-party platforms or services linked from our site, which have their own privacy policies governing data collection and usage.
Processing Activities
This policy outlines our practices when users engage in the following activities:
- Utilizing our applications and services as an authorized user.
- Visiting websites associated with this Privacy Policy.
- Communicating with us via newsletters, emails, phone calls, or text messages/SMS.
Personal Data Collection
We collect various categories of personal data, including but not limited to:
- Account Information: Details related to your user account creation and maintenance.
- Payment Information: Data required for processing financial transactions, such as credit card details.
- Financial Information: Records of your financial dealings with us, including loan applications and repayment history.
- Purchase Information: Details about products or services you have purchased from us.
- Mobile Device Identifiers: Unique identifiers associated with your mobile device when using our mobile apps.
- Location Data: Information about your geographical location when you interact with our services.
- Feedback: Your comments, suggestions, and reviews that you choose to provide.
- Social Media Information: Data obtained from social media platforms when you connect with us on these networks.
- Product Information: Details about the products or services that interest you and your interaction with our marketing content.
We collect this data through direct user input, interactions with our applications and websites, and automated technologies such as tracking cookies. Additionally, we may receive personal data from third parties, who operate under their own privacy policies.
Cookies
We use cookies to enhance your browsing experience and gather analytics about how users interact with our website and services. Cookies can be categorized into:
- Strictly Necessary: These ensure basic functionalities of the website, such as logging in.
- Preference: Cookies that remember user preferences and settings.
- Analytics: Used to collect statistical data about our users’ behavior, enabling us to improve our services.
Users can exercise control over non-essential cookies through our Cookie Manager.
Retention and Deletion
We retain personal data for as long as necessary for the fulfillment of the purposes for which it was collected, or as required by law. Once these purposes have been met, we will delete or anonymize your data to ensure its secure removal from our systems.
Security Measures
Motonovo Car Finance implements robust organizational and technical safeguards to protect personal data against unauthorized access, disclosure, alteration, or destruction. We employ encryption for data at rest and in transit, as well as engaging trusted third-party processors who adhere to strict security standards.
Children’s Privacy
We are committed to protecting the privacy of children under 18 years of age. Our services do not knowingly collect personal data from minors, and we encourage parents or legal guardians to supervise their child’s online activities.
Your Rights
Depending on your jurisdiction, you may have various rights regarding your personal data, including:
- Access to the data we hold about you.
- Request for rectification if your data is inaccurate or incomplete.
- Right to erasure (also known as the ‘right to be forgotten’).
- Restriction on processing your data in specific circumstances.
- Portability of your data, allowing you to transfer it to another controller.
- Objection to the processing of your data for specific purposes.
- Non-discrimination when exercising your rights.
To learn more about these rights or to exercise them, please contact our privacy team at your earliest convenience.
Changes to Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any modifications will be posted on this website, and we encourage users to review it periodically for any updates.
Contact Information
For any inquiries related to privacy, data requests, unsubscribe, or complaints, please contact us at:
- Email: contact@motonovo-car-finance.dreamdwellings.net
- Address: [Provide physical address]
We value your trust in our handling of personal data, and we aim to provide transparent and responsible privacy practices.